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Kitty schemes, without the ledger book.

Gold-saving schemes are one of the most trusted ways Indian jewellers keep customers coming back — and one of the least digitized parts of the business. CaratOS's Kitty Manager tracks every customer's scheme the way the shop already runs it, just without a paper register that only one person can update.

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What Kitty Manager tracks

• Gold-saving subscriptions, per customer — each customer's scheme sits on their own record, not a shared page in a register
• Paid / unpaid state, instalment by instalment, so nothing gets marked paid by memory
• Overdue visibility — know which customers are behind before it becomes an awkward conversation at the counter

Answered the way customers actually ask

Kitty queries don't usually arrive as a formal request — they arrive as a WhatsApp message asking whether this month's instalment went through. CaratOS's WhatsApp AI can answer kitty overdue queries directly, so staff aren't digging through a register mid-conversation.

Why this is harder to copy than it looks

Kitty/gold-saving scheme management barely exists as a discrete, well-built feature in most jewellery ERPs — it's usually bolted on as a generic "subscription" or "installment" module. CaratOS treats it as first-class: tied to the same customer record as CRM, invoices, and cash flow, not a separate spreadsheet-shaped afterthought.